律可 - 2021 YouTube Music Weekend Live(Sing unprocessed)

2021.12.06 10:00 hlodowigchile 律可 - 2021 YouTube Music Weekend Live(Sing unprocessed)

律可 - 2021 YouTube Music Weekend Live(Sing unprocessed) submitted by hlodowigchile to vtubersings [link] [comments]

2021.12.06 10:00 Awkward-Surround-400 News: STALKER 2 necesitará 180 GB de espacio en el disco duro de Xbox Series X/S

Ahora, la tienda de Microsoft ha actualizado el tamaño que tendrá la instalación del juego en nuestras consolas (anteriormente era de 150 GB, un número que sigue manteniéndose en su ficha de Steam para la versión de PC), cifra que asciende hasta los 180 GB, lo que está muy por encima de la media que suelen requerir los títulos actuales y nos obligará a más de uno y de dos a tener que desinstalar varios juegos para hacerle el espacio necesario.
submitted by Awkward-Surround-400 to mundogamer [link] [comments]

2021.12.06 10:00 LightBlueOctoBaby Soft Summer (top) Light summer (bottom) - Cool toned skin, Grey-Blue eyes, cool brown hair.

submitted by LightBlueOctoBaby to coloranalysis [link] [comments]

2021.12.06 10:00 Razur VALORANT Champions 2021 / Day 6 / Live Discussion Thread

VALORANT Champions 2021

Format Streams Twitch
Group A Group B Group C Group D
Acend KRÜ Esports Gambit Esports Vision Strikers
Keyd Stars Team Liquid Team Secret FULL SENSE
Envy Sentinels Team Vikings Fnatic
X10 CRIT FURIA Crazy Raccoon Cloud9 Blue
Schedule — Day 6
Group A: Winner's Envy vs Acend 6:00 AM 9:00 AM 11:00 AM 3:00 PM 11:00 PM
Group A: Elimination Keyd Stars vs X10 CRIT 9:00 AM 12:00 PM 2:00 PM 6:00 PM 2:00 AM
Group B: Decider Sentinels vs KRÜ Esports 12:00 PM 3:00 PM 5:00 PM 9:00 PM 5:00 AM
Broadcast Talent
Hosts Commentators Observers
James "Dash" Patterson Ryan "RyanCentral" Horton Heather "sapphiRe" Garozzo
Yinsu Collins Clinton "Paperthin" Bader David "prius" Kuntz
Seth "Achilios" King Nicholas "Yehty" Tesolin
Christine "potter" Chi
Daniel "ddk" Kapadia
Jessica "Jess" Bolden
Sean "sgares" Gares
Tom "Tombizz" Bissmire
Lauren "Pansy" Scott
Michael "hypoc" Robins
Mitch "MitchMan" McBride
Doug "EsportsDoug" Cortez
Rivington Bruce Bisland III
Arten "Ballatw" Esa
Prize Pool $1,000,000 USD are spread among the teams as seen below:
Place $ USD Team
1st 🥇 $350,000
2nd 🥈 $150,000
3rd – 4th 🥉 $90,000
3rd – 4th 🥉 $90,000
5th – 8th $40,000
5th – 8th $40,000
5th – 8th $40,000
5th – 8th $40,000
9th – 12th $20,000
9th – 12th $20,000
9th – 12th $20,000
9th – 12th $20,000 TBD
13th – 16th $20,000 TBD
13th – 16th $20,000 FURIA
13th – 16th $20,000 Crazy Raccoon
13th – 16th $20,000 FULL SENSE

Esports Charts: https://escharts.com/tournaments/valorant/valorant-champions-2021
submitted by Razur to ValorantCompetitive [link] [comments]

2021.12.06 10:00 MrPeteO Adding more events, volunteerism, and more - we need your input!

I've been adding several groups' events to the sub over the past few weeks; the goal is not only to make this a hub where anyone can come to see what's going on around town, but also to find a way to combat the "tHeRe'S nOtHiNg To Do HeRe" mentailty that so many of us have. Here's what I and others have managed to add so far (that I can think of off the top of my head):

In the works:
I'd also like to include announcements for upcoming auditions / tryouts / etc. for these and similar groups, as well as raise awareness of other activities - for all ages - throughout the tri-state. A way to pull together and share volunteer opportunities here would be great, so any ideas on that would be welcome.
Even more ambitious, I'd like to get your thoughts on putting our numbers to good use: organizing Evansville-area redditors to do little things in the community: a litter cleanup or even Adopt-a-Highway / Adopt-a-Spot, a canned food drive, a donation blitz for local groups that really need help, a voter registration drive - tons of possibilities are out there. Share your ideas!
What else do we need to add? Let us know!
submitted by MrPeteO to evansville [link] [comments]

2021.12.06 10:00 MitchTheIntern Gigabyte AMD Radeon RX 6000 GPUs are increasing in price by 6%

Gigabyte AMD Radeon RX 6000 GPUs are increasing in price by 6% submitted by MitchTheIntern to WePC [link] [comments]

2021.12.06 10:00 hippopotamusran 1800 Contacts Coupon Code

Visit for 1800 Contacts Coupon Code. Getting 1800 Contacts coupon and promo codes for online shopping is easy there. Discount codes and offers are free and you may take advantages of all daily deals, sales and coupons.
submitted by hippopotamusran to MaxOffers [link] [comments]

2021.12.06 10:00 msmoley ‘Try having your sport taken away’ – Meet the club making sure women’s football’s 50-year ban is not forgotten

submitted by msmoley to WomenInNews [link] [comments]

2021.12.06 10:00 nobjos To leverage or not to leverage?

To leverage or not to leverage? Welcome to the 231 investing enthusiasts who have joined us since last week! Join 33,987 smart investors and traders by subscribing to our community.
Incorporating the feedback from the last article, I will be putting sponsorship before the article and not in between for a better reader experience!
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Imagine a world,
a world where your returns are doubled,
but so are your losses,
a world where you can beat SPY,
but it can bankrupt you as well.
Welcome to the world of leverage!
While researching for my last article, I came across this interesting survey that highlighted the increasing use of leverage by retail investors. The key part that stood out was
40% of investors said they have taken on debt to invest, including 80% of Gen Zers, 60% of millennials, 28% of Gen Xers.
80% of Gen-Z borrowing money to invest seems to be very high. And it's not like they are taking inconsequential amounts.
Of those who took on debt to invest, nearly half (46%) borrowed $5,000 or more.
While I am not questioning the outcomes from their survey [1], I ran a similar survey in my subreddit with drastically different results. As you can see below, only around 13% of the responders have used borrowed funds while investing in the market [2].
source: market_sentiment
No matter the variations in the results, the key insight is that a large number of retail investors are using leverage while investing. So in this week’s analysis, let’s do a deep dive into the world of leverage.
Leverage - A double-edged sword!
Having a large amount of leverage is like driving a car with a dagger on the steering wheel pointed at your heart. If you do that, you will be a better driver. There will be fewer accidents but when they happen, they will be fatal - Warren Buffet
For those unfamiliar with the concept, investing with leverage is very simple.
Let’s say that you had $10K in your brokerage account. You have a high conviction stock that you think is going to have a very good return in the next year and want to invest more than $10K in the said equity. You can take another $10K as a loan from your brokerage staking your entire position as collateral.
Assume the stock went up 10% over the next month and you exit the position.
This is the magic of leverage. You used a 2:1 leverage on your investment and doubled your return. (It won’t exactly be double as you have to pay some amount as interest for the money lent to you. I have ignored it for ease of understanding)
Why leverage is known as a double-edged sword is because of what happens when the stock price tanks. Let’s assume that the stock went down 10% and you had to exit the position.
The 2:1 leverage would literally double your losses[3] since your exposure to the stock was double that of your initial available capital.
Now that we know what the benefits and risks associated with using leverage are, let’s look at the current trends in the market.

Rise of leverage in retail trading
Trading on margin is just one way of using leverage while investing. While there are more exciting ways to lose money using leverage (Options, Futures trading, etc.), in this article we would be focusing only on leveraging using borrowed money.
The below study from BIS shows an ever-increasing demand for leverage from retail investors since 2019. By Dec’20 the total amount of debt stood at $750 Billion, the highest level on record since 1997 (Inflation adjusted). Adding to this, retail investors are using options now more than ever before. A study by Goldman Sachs showed that retail brokers alone are now trading more options than the entire market used to do in 2019.
https://www.bis.org/publ/qtrpdf/r_qt2103v.htm (Source: BIS)
The pandemic has only accelerated this trend as showcased by the Harris Poll. 46% of the responders stated that they have either bought options or bought on margin since the pandemic has started.
It’s not that using leverage is inherently risky. The way many of them are obtaining leverage is a cause for concern. The below chart shows the source of funds used by investors for using leverage.
While borrowing from friends and family can be considered interest-free (it does come with its own set of issues), on average, personal loans charge 9% to 13% APR and credit card debt on average charges a whopping 15% to 23% in APR.
The issue here is that just to break even on the investment, the stock or the portfolio must go up somewhere between 9% - 23%! Imagine picking the right stock with it going up by 20% only to lose money in the end because you used the wrong leverage.
How to use leverage correctly?
“Give me a lever long enough and a fulcrum on which to place it, and I shall move the world.” - Archimedes
Leverage used correctly can be a powerful tool in growing your portfolio. As per a study published by APR, more investors prefer concentration over leverage while thinking of maximizing their expected return.
What this means in plain English is that most of us will just allocate larger and larger portions of our portfolios to stocks expecting a better return, whereas ideally, you would have got a better risk-adjusted return if you had a well-diversified portfolio and then leveraged that [4].
Ian Ayres and Barry Nalebuff (both professors at Yale) argued in a 2008 paper that it’s responsible for young investors to use leverage. The argument made is that when we are young we need to maintain a lot of exposure to stocks but we would be cash poor. The solution is to use margin to invest in equity and gradually decrease the percentage of leverage as you become older. This in the end would end up providing a much better-expected return.5
But using traditional leverage while investing comes with its own risk
  1. Limited access to cheap debt: Not everyone might be eligible for getting a loan that’s cheap enough to make sense for leverage investing. Depending on your current assets/credit score, the loan you get might be sustainably more or less expensive than the next guy!
  2. Margin call: If you are using a margin account from your brokerage and are unable to maintain the margin requirements set by your broker (i.e, the value of the margin account falls below the required amount), unless you have enough cash to cover the position, the brokers will liquidate your position themselves and cover their loan.
  3. Risk of loss greater than initial investment amount: In our first example, we only considered what happens when there is a 10% loss. Imagine a scenario where the company you invested in files for bankruptcy. Then you would lose the 10K investment you made and still owe another 10K to your broker making it a 200% loss on your investment.
Given all these complexities, how would a normal retail investor realistically use leverage?
Leveraged ETFs
Leveraged ETFs take care of all the complicated stuff for you. It’s like investing in any other ETF (albeit, with a slightly higher expense ratio) where they use debt and derivatives to amplify the return of the underlying index.
A classic example is ProShares Ultra S&P500 (SPXU), where it tries to 2x the return of its underlying benchmark (in this case S&P 500) every day.
As you can see from the below chart, the returns are magnified when compared to the normal S&P-500. Another example is TQQQ which (3x leverage of Nasdaq) has generated 57.86% CAGR over the last 10 years compared to the 22.67% CAGR of QQQ.
While leveraged ETFs present a rosy picture in returns, they do come with significant risks. The single most important issue with leveraged ETF is that it breaks the number one rule of Warren Buffet - Never lose money.
Leveraged ETFs work amazingly well when it’s a bull market. But imagine a hypothetical scenario where the market drops 20% in one day. The 3x leveraged ETF (since it has to close its position every day) suffers a 60% drop. Now the market has to only go up 25% for the regular investor to break even on their index fund. But for someone who had invested in a 3x leveraged ETF, the market has to go up 50% for their fund to even break even. In an outlier scenario where the market drops more than 33%, you will suffer a 100% loss6 in which case it’s game over.
Leverage is that magical thing that works until it doesn’t. When it doesn’t, it does not look pretty. Ask Bill Hwang if you don’t believe me! He had an amazing run where he converted 200MM into $20 Billion in 10 years (which is phenomenal considering the scale he was working with), then lost all of it in just two days due to an extremely over-leveraged position.
Granted, the optimal use of leverage while investing would end up giving you outsized returns, but the extremely complicated nature by which you have to rebalance and carefully adjust your portfolio is far beyond the skill-set of most investors. You don’t have to take it from me, take it from two of the most successful investors of our time.
“If you’re smart you don’t need leverage; if you’re dumb, it will ruin you.” - Warren Buffet
“There are only three ways a smart person can go broke: liquor, ladies and leverage” - Charlie Munger
Until next week…
[1] The survey was conducted by Qualtrics. it was an online survey of 2,046 U.S. consumers — of which 994 were investors — from March 30 to April 6, 2021. The survey was administered using a non-probability-based sample, and quotas were used to ensure the sample base represented the overall population. All responses were reviewed by researchers for quality control.
[2] Either the sample from which they did the analysis was biased or the Reddit crowd is extremely risk-averse, both of which seem to be not realistic. Let me know what you think about why the results are so vastly different!
[3] Same as with the gain calculations, in reality, your losses would be even higher as you would have to pay back the interest as well on the borrowed amount.
[4] This has more to do with the perception of risk. While concentrating all your portfolio into equity when you are young does not feel that risky (due to a longer timeframe), ideally, your risk would have been lower if you had borrowed money to invest in a well-diversified portfolio. But this intuitively feels riskier (borrowing money) for a large segment of investors even though mathematically it would give a better return over the long run.
[5] The argument made in the paper supporting leverage is that even if we end up blowing the account due to leverage, the capital loss would be lower as we would be young and we would have enough time to build up another account. This excellent video from Ben Felix explains the concepts in detail.
[6] Leveraged ETFs are so complex that they can be an analysis topic of their own. This video from Plain Bagel does a great job of explaining the risks associated with leveraged ETFs.
One final and simple request – if you enjoy the articles I publish, please consider doing me the huge favor of simply voting when you are done reading.
Only 1% of those who read my article end up voting on it.
Given that our subreddit is small and when new readers arrive and are considering whether to subscribe, one of the strongest indicators of quality they look for is the number of votes each article generates. Voting would also help me in identifying what type of content do you like! Voting at the end of every piece costs you nothing and means the world to me. Thank you :)
submitted by nobjos to market_sentiment [link] [comments]

2021.12.06 10:00 AutoModerator Weekly Chat Thread - 12/6-12/12

This thread is for all discussions that aren't primarily focused on treatment. Life, events, hobbies, humor, whatever. General discussions of infertility are welcome, and same goes for discussions of children, parenting, and family life. After all, those experiences are what brings us together here. But sometimes people want a break from reading about the medical aspects of treatment, and this space fills that need.
submitted by AutoModerator to IVFAfterSuccess [link] [comments]

2021.12.06 10:00 ChocolateCookieBear Kurozora offers the best anime discovery experience, and it's for FREE!! 😆 Curated by me. Handpicked just for you.. and many others, but mainly for you ☺️💕 Join now and start your #anime journey with #Kurozora!

Kurozora offers the best anime discovery experience, and it's for FREE!! 😆 Curated by me. Handpicked just for you.. and many others, but mainly for you ☺️💕 Join now and start your #anime journey with #Kurozora! submitted by ChocolateCookieBear to Kurozora [link] [comments]

2021.12.06 10:00 teleworker Circulo jobs - Columbus, OH Remote

Circulo jobs - Columbus, OH Remote submitted by teleworker to RemoteWorkSource [link] [comments]

2021.12.06 10:00 ComradeCommissary Exemplary models in studying and following President Ho Chi Minh’s example honoured

submitted by ComradeCommissary to GenHoChiMinh [link] [comments]

2021.12.06 10:00 AutoModerator Weekly Pregnancy Test Results & Early Pregnancy Concerns Thread - 12/6-12/12

This thread is for positive HPT or beta results. We keep that content to this thread because it can be challenging to members who don't have the bandwidth to read pregnancy announcements. This way, everyone can choose if and when to read positive results. Negative pregnancy test results can be discussed elsewhere on the board without restriction. General treatment and testing results are better suited for the Weekly Treatment thread.
This is also the space for early pregnancy concerns. Once you have had an ultrasound indicating likely viability, typically 6-7 weeks, discussions of your current pregnancy would be more appropriate for another one of our sister subs, such as InfertilityBabies. However, if you are currently pregnant with equivocal ultrasound results or other potential threats to viability, you can continue to share here. If the community eventually feels that limbo content is better suited for its own monthly thread, we can add that instead.
submitted by AutoModerator to IVFAfterSuccess [link] [comments]

2021.12.06 10:00 AdvancedPlacmentTV Official Rewatch: Season 2 Episode 15- "A Hot Piece of A"

Official Rewatch: Season 2 Episode 15- https://preview.redd.it/z6mgu3w7ku381.png?width=604&format=png&auto=webp&s=0bff4276f169c9f7e78d554ffb473072b02ccb09
The girls, realizing that "A" is not acting alone and his/her "helper" may be closer than they think, decide to enlist Caleb's hacking skills.
Aired: January 9 , 2012
Written by: Oliver Goldstick
Directed by: Michael Grossman
All Seven Seasons of Pretty Little Liars are available on HBOMAX.
Please keep spoilers for future episodes out of this thread or use the proper spoiler format.
Rewatch Threads
Next episode thread will be posted Wednesday
Trivia Question: What number in Braille did Jenna write on the piece of paper that Toby gave to Spencer? 214 Bonus: What was it for? It was the combination to Caleb's locker
submitted by AdvancedPlacmentTV to PrettyLittleLiars [link] [comments]

2021.12.06 10:00 AutoModerator Is Reality a Controlled Hallucination? - with Anil Seth

Anil Seth argues, using innovative combinations of theory and experiment, that our brains are prediction machines inventing our world and correcting our mistakes by the microsecond. Anil's new perspective on consciousness has shed light on the nature of the self, free will, the intimate relationship between being alive and being aware - and the possibility of conscious machines. Anil Seth is Professor of Cognitive and Computational Neuroscience at the University of Sussex, where he is also Co-Director of the Sackler Centre for Consciousness Science. He is also a Wellcome Trust Engagement Fellow, Co-Director of the Canadian Institute for Advanced Research (CIFAR) Program on Brain, Mind, and Consciousness, and Co-Director of the Leverhulme Doctoral Scholarship Programme: From Sensation and Perception to Awareness. ---
submitted by AutoModerator to ScienceOfCreation [link] [comments]

2021.12.06 10:00 guitardrumratran Simpli Safe Coupon Code

Visit for Simpli Safe Coupon Code. Getting Simpli Safe coupon and promo codes for online shopping is easy there. Discount codes and offers are free and you may take advantages of all daily deals, sales and coupons.
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2021.12.06 10:00 orangevg [TOTD 2021-12-06] The 'European Wool Shortage' was the direct cause of which famous historical event?

The "European Wool Shortage" was the direct cause of which famous historical event?
1 point
JOIN OUR DISCORD! discord.gg/X592eNS
Give feedback on this question!
We are always looking for moderators! Apply here!
submitted by orangevg to triviaoftheday [link] [comments]

2021.12.06 10:00 singersoftdrink Aliexpress 30 Dollar Coupon

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2021.12.06 10:00 AutoModerator Weekly Treatment Thread - 12/6-12/12

Our members have all used IVF to build their families in the past, and are now either back in treatment or are considering resuming treatment in the future. This thread is for anything primarily related to infertility treatment, whether active or contemplated. Expected topics include treatment updates, medical questions, requests for protocol/timing advice, and emotions on all of the same. Topics related to life, parenting, or general infertility issues are more appropriate for the Weekly Chat Thread.

As per the rules, any positive pregnancy test results or concerns regarding a current early pregnancy go in the Weekly Results Thread.
submitted by AutoModerator to IVFAfterSuccess [link] [comments]

2021.12.06 10:00 westinjackson Carhartt Coupon Code

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2021.12.06 10:00 jamarmillers Amazon US Coupon Code

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2021.12.06 10:00 EveUnraveled Weekly Meeting Megathread for December 6th- December 12th 2021

After yesterday's Watchtower study we might wonder if there is any more horribleness left for this week. Well, this is the place to talk about that?
submitted by EveUnraveled to exjw [link] [comments]

2021.12.06 10:00 john_animalia Animalia Game Rules Feature

Animalia Game Rules Feature 🐮 #Animalia 🐻 Game Rules Feature ❗ ❗ ❗
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◼ 1 of each Legendary+ 1 Arcana card per deck
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2021.12.06 10:00 sagittariusdory Over Stock Coupon Code

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